Current Program Review

Unlike most products in the Property and Casualty Insurance industry, Executive Liability policies are not standardized. As such, seemingly small differences in policy language can lead to significant differences in coverage. Each policy form must be carefully reviewed and amended in order to secure a comprehensive policy which will respond appropriately in the event of a claim. Our ability to highlight coverage deficiencies (and explain the implications of those deficiencies) has greatly assisted our Retail Partners in securing BORs—not only on the Executive Liability—but often on entire insurance programs.

In addition to the review of policy language, we also typically review premium, retention, limit adequacy and the overall program structure. Building on reliance on publicly available sources such as Advisen and the Tillinghast reports, we draw extensively on our proprietary database of account specific data and limits modeling tools.