Jose is a co-founder of OakBridge Insurance Services and has over 20 years of experience in the Executive Liability insurance industry. His understanding of Executive Liability Insurance product and underwriting criteria were well established as he spent several years as an underwriter for AIG in the New York Home Office and later at Executive Risk Management Associates, now a member of the Chubb Group. While at Executive Risk, Jose was the D&O Underwriting Manager responsible for the establishment of underwriting guidelines and ultimately, the profitability of the book of business. In 1995, he left Executive Risk to become one of the founders of Carpenter Moore's east coast operations.

Jose holds a Bachelor of Science degree in Finance from Fairleigh Dickinson University where he graduated Summa Cum Laude at an accelerated pace of three years.